Mumbai- : In today’s rapidly evolving world, new technologies are constantly emerging, which not only enhance convenience but also increase the risk of fraud. Whether you make online payments or withdraw cash from an ATM, there is always a possibility of falling victim to deception.

These days, scammers are resorting to ATM fraud as well. If you are careless while withdrawing even a small amount of money, your account could be emptied, and you could find yourself trapped in the web of fraudsters. In light of this, today we will share some important points to consider when withdrawing money from an ATM, so that you can protect yourself from fraud.

Dependency on Others

Usually, when we need to get our work done quickly, we tend to rely on others. We often prefer someone else to quickly complete our transaction. However, when we go to withdraw money from an ATM and encounter any issues, we tend to seek help from a random stranger standing nearby. But let us tell you that doing so should be avoided because nowadays, scammers disguise themselves as ordinary individuals in order to deceive you. If you encounter any difficulties while withdrawing money, you can seek assistance from the guard present at the ATM.


We often think that since there is no one inside the ATM, we can easily enter our PIN without hiding it. However, refrain from doing so. Scammers can have their eyes on you at any given moment, and even a small mistake on your part can prove to be very costly. Therefore, always enter your PIN in a discreet manner.

Check the ATM before Withdrawing Money

Do not rush while withdrawing money. Always make sure to check the ATM machine before withdrawing cash to ensure that nobody has tampered with it. Additionally, for your safety, look around the ATM area to see if there are any hidden cameras.

Regularly Change Your PIN

If you are someone who frequently makes payments using cash and needs to withdraw money from an ATM on a regular basis, it is advisable to change your ATM PIN at regular intervals. This reduces the chances of falling victim to fraud.

Be Alert and Vigilant

While using an ATM, always be alert and vigilant about your surroundings. Avoid getting distracted by phone calls or other distractions. Stay focused and ensure that no one is standing too close to you, trying to observe your transactions.

Keep Your Transaction Receipts Safely

After completing your transaction, it is essential to keep your ATM receipts safely. These receipts can serve as proof in case any dispute or discrepancy arises in the future.

Choose Well-Lit and Secure ATMs

When selecting an ATM to withdraw money, opt for well-lit and secure locations. Avoid using ATMs in secluded or dimly lit areas, as they may pose a higher risk of criminal activities.

Monitor Your Account

Regularly monitor your bank account for any unauthorized transactions or suspicious activities. If you notice any discrepancies, report them to your bank immediately.

Maintain Confidentiality

Lastly, always maintain the confidentiality of your ATM card and PIN. Do not share this information with anyone, not even with close friends or family members. Your ATM card and PIN should be kept secure and known only to you.

By following these guidelines and staying cautious, you can minimize the risk of falling victim to ATM fraud. Stay informed, be alert, and prioritize your safety.


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